By Ed Williams, Senior Vice President & Program Manager
Rocks tumble down a high slope, moving mud
and debris with them. The movement in the earth
can wreak havoc in a town, demolishing anything
and everything in its path. This is not an
uncommon event and can occur in all 50 states.
There are a number of factors that can influence
landslides, which include human causes and
natural elements. They range from a single
boulder in a rock fall or topple to tens of millions
of cubic meters of material in a debris flow.
- Human activities
- Building roads and structures without adequate
- Poorly planned alteration of drainage patterns
- Modifications of buildings and railways
- Disturbing old landslides
- Vibrations from heavy traffic
- Mining activities
- Climate changes can have a huge impact on slope
- Earthquake vibrations
- Volcanic eruptions
- Weathering (the natural process of rock deterioration)
According to the U.S. Geological Survey and in
research performed by Christopher C. French of
Pennsylvania State University, Penn State Law, it
was determined that landslides cause
approximately $3.5 billion in property damage
annually in the United States alone1.
Landslides under the VFIS policy are covered under
the peril of earthquake.
More information on landslide coverage can be
obtained by contacting an insurance agent or
Learn more about VFIS coverages.
1United States Geological Survey. Retrieved February 2016.