Here for you.

Holistic protections from the nation's leading insurance provider for emergency service organizations.

Driven by mission.
Duty to others, tradition and innovation are some of the driving forces behind every emergency service organization—and that's what drives our mission, too.

VFIS is proud to have pioneered specialized insurance protections for America's emergency service organizations over fifty years ago. And we're just as proud of our continued dedication to respond to the unique needs of fire departments, EMS agencies, communication centers and other emergency service organizations through our holistic protections, responder training and safety-forward solutions.

By your side—on and off duty.

As a team comprised of many current and past emergency responders—we truly know what it's like to walk in your boots.

Why VFIS?

Megan Carr BS, NRP

Sr. Risk Control Representative

Member of the fire/EMS community since 2012

Megan Carr BS, NRP, Education Specialist Megan Carr BS, NRP, Education Specialist

Broker resources

Support for independent brokers

Who does VFIS insure?

Check out our appetite guide to learn more about emergency service organizations and the types of organizations we are passionate about protecting.

Our appetite guide

Ready for a quote?

Please complete these applications and forms so that we can help you obtain the most competitive terms for your emergency services clients.

Fill out an application
Have questions?

Our Broker Support Team is dedicated to supporting independent agents and helping you find the resources you need. Please reach out to us with any questions—we're always happy to help.

800.233.1957
"It's actually firefighters insuring firefighters. That's what it boils down to. And, EMS insuring EMS."
Jim Stokely, Kerxton Insurance Agency
"I've always been impressed by VFIS staff because they're often firefighters themselves. They know the challenges we face—both in volunteer, combination and career departments. We often find ourselves speaking to someone who can help us solve our problems with safety, mitigation and prevention to make sure we can create an environment that is safe for our citizens and firefighters."
Dan Eggleston, International Association of Fire Chiefs
"When you work in a space that you're passionate about—and VFIS is clearly passionate about this segment—it comes through, and that's really unique."
Ed Gumbrecht, VFIS of Southern New England
"VFIS is really special to the clients because of their engagement—on so many levels—whether it's coverage, service or community service. They're engaged in the community they serve. And, that's so unusual—specifically in the insurance industry."
Jon Jensen, Correll Insurance Group

Training + resources for emergency responders

From the frontlines to online we're proud to offer comprehensive training and resources for first responders, including firefighters, EMS personnel and 911 operators.

Safety resources

Risk solutions materials and tools to help you address everyday risks and unique challenges.

Online courses

Login to VFIS University to expand your knowledge and skillsets anytime, anywhere.

In-person training

Check our schedule to see if the VFIS crew is hosting a training in a city near you.

There in the moments that matter

Insurance policies are designed to support people on some of their worst days—and for emergency responders, these days can be truly devastating. That's why we see it as our duty to deliver on our promises, be true advocates for the fire and emergency services community and understand your needs better than anyone else. But you don't have to take our word for it—hear what fellow responders have to say.

View all stories
Every time I talked about it, I felt better. Learn about a devastating call and the steps that helped lead to recovery. with Erik Swanson Erik Swanson
It took them 3.5 hours to stabilize me. An inspiring story that shows the true power of training. with Bill Adams Bill Adams
Facing the Unexpected Together with Matt Moore Matt Moore
I died 3 times. What it really means to be a part of the brotherhood—and why VFIS will always advocate for it. with Chief Bailey Chief Bailey
Innovating the industry Insights from a crew-first focus that's changing lives. with Central Valley Fire District (CVFD) CVFD Firefighters standing nearby a firetruck
What's new

The latest updates

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Stories From the Frontlines

Explore real-world stories from the frontlines and the insights they offer for improving safety, leadership, and preparedness.

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Automobile Agreed Value Coverage

Discover how agreed value coverage works and why it may be worth considering for specialized or high-value vehicles.

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Driver Technology: Evaluating the Costs

Driver technology solutions can help reduce risks behind the wheel, but every new tool comes with financial and operational considerations.

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Heart Health: A Silent Threat on the Frontlines

Long hours, high stress, and physically demanding work can take a toll on those who dedicate their lives to helping others. Prioritizing heart health is essential for first responders and the organizations that support them.

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Faster, Safer, Smarter Response with Telematics

Real-time vehicle data is transforming how emergency services respond, manage resources, and reduce risk. Learn how telematics can help improve safety, efficiency, and accountability across your fleet.

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Curriculum Updates for VFIS University

We've updated the instructor curriculum on our online learning platform.

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Keith Brandstedter and Pat Daglio standing side by side, smiling

VFIS Distribution Leadership Update

We're proud to provide our agency partners with the excellent customer service, insurance solutions, and emergency services expertise that they deserve—and excited to announce that we'll continue to deliver that under the leadership of Keith Brandstedter and Patricia Daglio.

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Design Your Spring Training Schedule in 4 Steps

Create an effective spring training schedule that aligns with your goals, addresses key risks, and keeps your team engaged.

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Mid-Level Management: Meeting the Mark

Learn five simple ways to develop your leadership skills, support your team, and make a lasting impact on your organization.

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