Americas Leading Insurer of Emergency Organizations

Competitive Advantages

Why choose VFIS for fire department insurance, ambulance and rescue squads and 911 centers?

We are the largest provider of insurance, education, training and consulting services to emergency service organizations and protect these facilities with broad insurance coverage, experienced risk control and responsive claims service.

View and download our competitive advantages below:

See why agents and brokers want to work with us in our testimonial videos.

National Program

Our insurance is available countrywide.

Dedicated Industry Knowledge

We belong to the same emergency organizations as you. Our underwriters specialize in the industry and are knowledgeable about emergency organization accounts within their territories.


More than 10,000 emergency service organizations have experienced little or no change in our pricing at their renewal for the past 5 years.

Decades of Experience

VFIS drafted the first specialized insurance policy in 1969.

Responsive Claims Service 

Our claims staff is led by experienced industry professionals.

Risk Control Services

Our program is backed by experienced emergency service risk management professionals.

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