Holistic insurance protections + benefits

Emergency responders serve vital roles within their communities and we're committed to protecting the resources of emergency service organizations and promoting the health and interests of their members with an unmatched level of understanding and dedication.

A firefighter standing in his gear
Close-up photo of a stretcher
EMS Members unloading equipment from an ambulance

You're there for others in critical moments—and so are we.

Whether it's the looming risk of cancer, underlying trauma from a horrific scene or not knowing what your next big call may be—there's a lot of things that can keep a responder up at night. And when you're dealing with life and death on a daily basis—insurance is probably the last thing you want to worry about. But these pivotal and life-changing moments are exactly what insurance should be designed for—and we're here to help make it simple so you can focus on what really matters.

A firetruck tanker

Estimated collisions involving fire department emergency vehicles responding to or returning from incidents in 2021

Property & Casualty

Fire chief on back of fire truck

Estimated line-of-duty firefighter injuries in 2021

Accident & Sickness

Fire chief on back of fire truck

Of on-duty firefighter deaths over the past 10 years have been due to cardiac related events

Group Term Life

Fire chief on back of fire truck

Higher risk of firefighters being diagnosed with cancer than the general U.S. population.

Cancer + Critical Illness

Fire chief on back of fire truck

Of active firefighters were volunteers at the beginning of 2023.

Length of Service Awards Program (LOSAP)

Specialty Benefits

Need something else?

Looking for custom coverage? We have that, too! Reach out to our Specialty Benefits team about travel accident policies, special event coverage and more.

Emergency Medical Services members load a patient into an ambulance

Representing a for-profit EMS agency?

Meet Glatfelter Commercial Ambulance!

Our team also serves commercial emergency medical ambulance operations, commercial non-emergency medical ambulance operations and paratransit/non-medical transport operations through our sister program, Glatfelter Commercial Ambulance. This program has the same specialized coverages, real-life risk solutions and exceptional claims service that you love from VFIS—but with products that are specifically designed to meet the needs of today's private ambulance services.

Learn more