Group Life Insurance is underwritten by Combined Insurance of America (CICA), with its principal place of business in Chicago, Illinois. New York clients are underwritten by Combined Life Insurance Company of New York (CICNY), with its principal place of business in Latham, New York. It has an A.M. Best ratings of A (Excellent). Business written prior to April 2011 is underwritten by American General Life Insurance Company of Delaware, with its principal place location at 2727-A Allen Parkway, Houston, TX 77019-2115. New York clients are underwritten by The United States Life Insurance Company, with its principal location in the city of New York, New York.