Meet Our VFIS Underwriting Team

Find our other team members here:

• VFIS Sales Team
• VFIS Education & Training Team

Accident & Sickness Team

Tina Kerchner
A&S Program Manager
717.741.7128
Email Tina

Ronay Fregm
A&S Underwriter
717.741.7508 
Email Ronay

Alaska, Arizona, California, Colorado, Idaho, Iowa, Kansas, Maine, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Vermont, Washington, West Virginia, Wyoming

Jami Paules
A&S Underwriter
717.741.7509
Email Jami

Alabama, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Massachusetts, Mississippi, Montana, New Hampshire, New Jersey, Ohio, Oregon, Wisconsin

Lacy Coates
A&S Underwriter
717.741.7113
Email Lacy

Arkansas, Connecticut, Illinois, Kentucky, New York, Pennsylvania, Rhode Island, Tennessee, Virginia

 

Kapria Watson
Administrative Underwriting Assistant
717.741.7515
Email Kapria

 

Property & Casualty Team

Marcela Castaneda
P&C Underwriter
717.741.7576
Email Marcela

Maine, New Hampshire, New York (East), Ohio, Vermont

Lori Baker
Senior P&C Underwriter
717.741.7536
Email Lori

Arkansas, Connecticut, Kansas, Massachusetts, Maryland, New Jersey, New York (West), Rhode Island, Wisconsin

Teresa Bohlen
P&C Underwriter
717.741.7511
Email Teresa

Oklahoma, Pennsylvania

Rachel Breen
P&C Underwriter
717.741.7514
Email Rachel

Alaska, Michigan, Minnesota, Missouri, North Carolina, Nebraska, Washington

Megan Hanna
P&C Underwriter
717.741.7568
Email Megan

California, Pennsylvania, Texas

Jennifer Sultner
P&C Underwriter 
717.741.7557
Email Jennifer

Alabama, Arizona, Florida, Georgia, Idaho, Indiana, Louisiana, Mississippi

Sharon Druck
Senior P&C Underwriter
717.741.7513
Email Sharon

Delaware, Kentucky, North Carolina, Oregon, Tennessee, Virginia

Sharon Eckrote
Senior P&C Underwriter
717.741.7565
Email Sharon

Colorado, Iowa, Illinois, Montana, North Dakota, New Mexico, Nevada, South Carolina, South Dakota, Utah, West Virginia, Wyoming

Christine Einolf
Underwriting Manager
717.741.7591
Email Christine

Edmund Williams
Senior Vice President & Program Manager
717.741.7520
Email Ed