Americas Leading Insurer of Emergency Organizations

Meet Our VFIS Underwriting Team

Accident & Sickness Team

Tina Kerchner
A&S Program Manager
Email Tina

Ronay Fregm
A&S Underwriter
Email Ronay

Alaska, Arizona, California, Colorado, Idaho, Iowa, Kansas, Maine, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Vermont, Washington, West Virginia, Wyoming
Jami Paules

Jami Paules
A&S Underwriter
Email Jami

Alabama, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Massachusetts, Mississippi, Montana, New Hampshire, New Jersey, Ohio, Oregon, Wisconsin

Lacy Coates

Lacy Coates
A&S Underwriter
Email Lacy

Arkansas, Connecticut, Illinois, Kentucky, New York, Pennsylvania, Rhode Island, Tennessee, Virginia


Kapria Watson
Administrative Underwriting Assistant
Email Kapria


Property & Casualty Team

Marcela Castaneda

Marcela Castaneda
P&C Underwriter
Email Marcela

Maine, New Hampshire, New York (East), Ohio, Vermont
Andrea Albright

P&C Underwriter
Email Andrea

Arkansas, Connecticut, Kansas, Massachusetts, Maryland, New Jersey, New York (West), Rhode Island, Wisconsin
Teresa Bohlenr

Teresa Bohlen
Senior P&C Underwriter
Email Teresa

Oklahoma, Pennsylvania
Rachel Breen

Rachel Breen
Senior P&C Underwriter
Email Rachel

Alaska, Michigan, Minnesota, Missouri, North Carolina, Nebraska, Washington

Megan Hanna
P&C Underwriter
Email Megan

California, Pennsylvania, Texas
Jennifer Sultner

Jennifer Sultner
P&C Underwriter 
Email Jennifer

Alabama, Arizona, Florida, Georgia, Idaho, Indiana, Louisiana, Mississippi
Greg Lindstrom

Greg Lindstrom
Senior P&C Underwriter
Email Greg

Delaware, Kentucky, North Carolina, Oregon, Tennessee, Virginia

Jayne Mann
P&C Underwriter
Email Jayne

Colorado, Iowa, Illinois, Montana, North Dakota, New Mexico, Nevada, South Carolina, South Dakota, Utah, West Virginia, Wyoming
Christine Einolf

Christine Einolf
Underwriting Manager
Email Christine

Edmund Williams

Edmund Williams
Senior Vice President & Program Manager
Email Ed

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