Here for you.

Holistic protections from the nation's leading insurance provider for emergency service organizations.

Driven by mission.
Duty to others, tradition and innovation are some of the driving forces behind every emergency service organization—and that's what drives our mission, too.

VFIS is proud to have pioneered specialized insurance protections for America's emergency service organizations over fifty years ago. And we're just as proud of our continued dedication to respond to the unique needs of fire departments, EMS agencies, communication centers and other emergency service organizations through our holistic protections, responder training and safety-forward solutions.

By your side—on and off duty.

As a team comprised of many current and past emergency responders—we truly know what it's like to walk in your boots.

Why VFIS?

Megan Carr BS, NRP

Sr. Risk Control Representative

Member of the fire/EMS community since 2012

Megan Carr BS, NRP, Education Specialist Megan Carr BS, NRP, Education Specialist
Image of firefighters standing together in smoke.
"It's actually firefighters insuring firefighters. That's what it boils down to. And, EMS insuring EMS."
Jim Stokely, Kerxton Insurance Agency
"I've always been impressed by VFIS staff because they're often firefighters themselves. They know the challenges we face—both in volunteer, combination and career departments. We often find ourselves speaking to someone who can help us solve our problems with safety, mitigation and prevention to make sure we can create an environment that is safe for our citizens and firefighters."
Dan Eggleston, International Association of Fire Chiefs
"When you work in a space that you're passionate about—and VFIS is clearly passionate about this segment—it comes through, and that's really unique."
Ed Gumbrecht, VFIS of Southern New England
"VFIS is really special to the clients because of their engagement—on so many levels—whether it's coverage, service or community service. They're engaged in the community they serve. And, that's so unusual—specifically in the insurance industry."
Jon Jensen, Correll Insurance Group

There in the moments that matter

Insurance policies are designed to support people on some of their worst days—and for emergency responders, these days can be truly devastating. That's why we see it as our duty to deliver on our promises, be true advocates for the fire and emergency services community and understand your needs better than anyone else. But you don't have to take our word for it—hear what fellow responders have to say.

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What's new

The latest updates

VFIS Associate, Joe Giorgi, accepting the award on behalf of VFIS

VCOS-VFIS Recruitment & Retention Award Presented to Upper Merion Township

Join us in congratulating Upper Merion Township Fire & EMS Department of King of Prussia, PA for receiving this year's VCOS-VFIS Recruitment & Retention Award!

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A close-up photo of the headlights on a fire engine

10 Driving Risks You're Not Talking About Enough

We're launching an updated EVDT program that's designed to help address the modern risks of emergency vehicle operations.

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A close-up photo of an emergency light on top of a volunteer firefighter's vehicle

Pumping the Brakes on POV Response

Understanding the risks of members responding to calls in their personal vehicles, plus 10 tips to help reduce those risks.

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A firetruck with flashing lights driving on a street lined with powerlines and trees

4 Things to Know About Your Emergency Vehicle Drivers & Operators

You can help ensure safe vehicle operations with a comprehensive Emergency Vehicle Operations Program that includes driver/operator requirements.

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A close-up of a microphone beside a sound system

Celebrating 100+ Meaningful Conversations

We recently released the 100th episode of the Don't Risk It! podcast series, giving you even more content to browse, listen to, and revisit!

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The front of a firestation with all of the bays closed at night, firetrucks visible through the windows

It's More Than an Inventory: It's a Lifeline

Tips to help emergency service organizations create a facility inventory list in the event of fire, flood or another catastrophe.

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Three firefighters with their backs turned walk over the crest of a hill in full gear together

Uncovering the Silent Battle of First Responders

You witness trauma, endure stress, and carry burdens that few can comprehend—and they leave invisible wounds that can lead to silent battles.

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Emergency vehicles with lights flashing at night, a firefighter climbs into the drivers seat of a firetruck

The True Cost of Vehicle Crashes

Vehicle-related insurance claims remain leading causes of loss for emergency service organizations with VFIS insurance over the past five years.

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