|
PROPERTY
Our property policy is designed to include Coverage Extensions that provide you with the
additional assurance of a broad insurance program. Examples of covered real
property include buildings, air cascade units for on premises use, exterior signs and
permanently installed fixtures, machinery and equipment. Examples of covered contents
include furniture, office equipment and base stations.
Coverage Highlights:
- Automatic Guaranteed Replacement** Coverage for Buildings/Real Property
(no dollar limit).
- Coverage provided for the perils of earthquake and
flood with no sub-limit unlike standard programs.
- Coverage for higher reconstruction costs resulting from the enforcement of local or state
building codes (including the "Americans
with Disabilities Act").
- Full replacement cost with no dollar limit or deductible for personal effects
of your employees or volunteers
should they be stolen or damaged while at your station.
- Replacement cost coverage for commandeered property (other than autos).
- Loss of Income - Actual Loss Sustained.
- Money and Securities.*
- Computer Software* including loss caused by computer virus.
- Deductible Waiver for covered losses under multiple VFIS policies.
* Up to extension limit stated on policy.
** Not available in Valued Policy states.
|
