Property and Casualty Coverage is underwritten by American Alternative Insurance Corporation (AAIC), an admitted affiliate of Munich Reinsurance America, Inc. AAIC has an A.M. Best rating of A+ (Superior) with an XV financial size and an insurer financial strength rating of AA- (Very Strong) from Standard & Poor's. www.americanalternativeinsurancecorporation.com

Accident and Sickness Coverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, has its principal place of business at 70 Pine Street, New York, New York, 10270. National Union Fire Insurance Company of Pittsburgh, Pa., has an A.M. Best rating of A (Excellent) with an XV financial size. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.

LOSAP life insurance is underwritten by AIG Life Insurance Company, with its principal place of business in Houston, TX and American International Life Assurance Company of New York, NY, with its principal place of business in New York, NY, both with an A.M. Best rating of A (Excellent) and XV financial size. Group annuity contracts are underwritten by Hartford Insurance Company. Hartford Insurance Company has an A.M. Best rating of A+ (Superior) with an XV financial size.